Free tools for the questions that shouldn't cost you anything — and complete letter kits, toolkits, and document packs for the fights worth winning. No accounts, no subscriptions, no nonsense either way.
Quick answers, double-checks, and reassurance — the stuff nobody should have to pay for.
How much can you sue for in your state? Verified limits for all 50 states + DC, with filing basics.
Always freePick your state and move-out date — see when your landlord's time runs out, and what happens then.
Always freeBank, landlord, airline, collector, insurer, employer — find the exact agency that handles your problem, with links.
Always freeThe 10-minute walkthrough: what to say at the counter, what the green card is, what it costs.
Always freeThe printable checklist that protects your deposit before you hand back the keys.
Always freeHow old is too old to be sued over a debt? Written & credit-card limits for all 50 states + DC.
Always freeFired or quit? See exactly when your last paycheck is due in your state — and the penalty if it's late.
Always freeHow much notice your landlord must give for nonpayment, and how long you have to respond — all 50 states.
Always freeHow many repair attempts before your car is legally a lemon? Presumption standards for every state.
Always freeCanceled flight, big delay, lost bag? Automatic refunds, EU/UK cash compensation, and baggage caps.
Always freeFreeze your credit free at all 3 bureaus in about 15 minutes — direct links, phone numbers, and which tool to use.
Always freeHow much of your paycheck can a judgment creditor actually take? Federal + state limits, instant answer.
When a quick answer isn't enough: complete, customized 3-letter escalation sequences. First letter free on every kit.
Client won't pay your invoice? Friendly nudge → firm follow-up → court-ready final demand.
$19 kitLandlord kept your deposit? State deadlines, penalty exposure, formal demand.
$19 kitCredit report errors? Bureau, creditor, and escalation letters with verified addresses.
$19 kitCollector calling? Validation, dispute, and cease-contact letters under federal law.
$19 kitBusiness took your money? Refund demand sequence + the chargeback playbook.
$19 kitBill that doesn't add up? Itemized bill demand, error dispute, and federal protections.
$19 kitClaim denied? Internal appeal, criteria demand, and binding external review.
$19 kitViolation notice or fine? Formal response, records demand, and escalation.
$19 kitSubscription that won't die? Formal cancellation + the bank revocation letter.
$19 kitEmployer didn't pay? Wage demand letters + the free DOL complaint path.
$19 kitLandlord won't fix it? Repair request, habitability follow-up, and final notice before remedies.
$19 kitContractor took your money? Notice to cure, formal demand, and the licensing-board escalation.
Whole-situation playbooks: the letters plus the checklists, scripts, walkthroughs, and trackers to see it through.
Someone owes you money? Demand letter, state filing walkthrough, hearing script, and the judgment-collection playbook nobody teaches.
$29 toolkitIdentity stolen? The full recovery sequence: FTC report, bureau block letters, creditor disputes, and the freeze-everything checklist.
$39 toolkitLemon, botched repair, or lowball total-loss offer? Demand letters, the lemon-law walkthrough, and the insurance appraisal playbook.
$35 toolkitLaid off or fired? Severance review checklist, final-paycheck demand, unemployment appeal walkthrough, and the COBRA decision guide.
$29 toolkitFlight canceled, delayed, or bag lost? Refund demands, EU/UK compensation claims, and the DOT complaint airlines actually answer.
$39 toolkitGot an eviction notice? Response letters, the court-day walkthrough, and negotiation scripts to buy time or stay housed.
For people running something: the paperwork that prevents disputes instead of fighting them.
Service agreement, statement of work, and payment-protection terms — deposits, late fees, kill fees, and the client red-flags playbook.
$199 packRent out property? Lease package, legal notices, inspection checklists, and the paper trail that keeps you out of court.
$199 packUnpaid invoices piling up? The complete AR system: reminder sequences, final demands, and the collections decision playbook.
$99 packRunning a site or store? Privacy policy, terms of service, and refund policy generators tailored to your business.
$149 packBringing someone on? Offer letters, contractor agreements, and the 1099-vs-W2 answer before it becomes a problem.
$99 packSelling online? Shop policies, custom-order agreements, wholesale terms, and DMCA takedown letters.
Every kit generates your first letter free — written from your facts — before you pay a cent. Here's the kind of letter these kits produce (sample from the Get Paid Letters kit; names are fictional):
Letter 1 is the friendly nudge. Letters 2 and 3 — the firm follow-up and the court-ready final demand — unlock with the kit.
Built by John R. Detty — 22 years as a U.S. Navy Legalman, retired. Two decades in Navy legal offices taught me one thing: the right paper, sent the right way, gets results. Not a lawyer, and this isn't legal advice — just paperwork that means business.